Improving Financial Liquidity

The Challenge:

A rapidly growing trading company had invested in fixed assets using working capital and a short-term revolving credit facility. While this approach allowed for swift execution of the investment, it constrained further growth and negatively impacted the company’s liquidity.

Our Actions:

Analysis & Recommendations

Conducted a detailed assessment of the company’s liquidity needs
Evaluated financing options to support planned sales growth
Recommended an optimal financing structure aligned with the company’s development strategy

Asset Refinancing

Coordinated negotiations with the client’s existing bank
Prepared a comprehensive credit application package, including:
- Financial forecasts
- Valuation of the assets to be refinanced
- Investment loan request

Diversification of Financing Sources

Brought a second bank into the process
Secured additional working capital financing
Reduced dependency on a single financial institution

The Result:

With our support, the client:

Obtained a long-term investment loan to refinance fixed assets
Secured additional working capital financing
Optimized the overall financing structure
Freed up cash for business development
Safeguarded the execution of its growth strategy
Strengthened financial stability by working with two banking partners

This case illustrates how aligning the financing structure with the asset base — and diversifying funding sources — can unlock growth potential and ensure stable, long-term development.

Case Studies

JV Structuring with a Family Office

From Construction Company to Property Developer

Improving Financial Liquidity

Contact

Planning a similar investment — especially if it’s your first?

Let’s talk.

We support entrepreneurs developing and implementing investment projects. We obtain investment, working capital, debt and equity financing.

Credit Partners Sp. z o.o.
UL. ALEJE JEROZOLIMSKIE 109 / 70,
02-011 WARSZAWA

EMAIL ADDRESS

biuro@creditpartners.pl

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NIP: 5272576774